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Direct Lender Payday Loans in 1-2-3 Simple Steps

1. Complete Our Express Application
2. Read and Sign Your Loan Agreement
3. Check Your Bank Account for the Cash!

123 Cash Advance has been a blessing for many families and people in times of crisis and when emergencies arise. We are here to help make sure you find the loan help you need, even if you have bad credit! We have done all the research, for you, so you don't have to spend hours online finding the best direct lenders who provide loans without a credit check.

We have developed a quick and easy application to help connect our customers with the best no fax direct lenders in the industry. You can apply 24/7 and we'll find you a great direct lender to help you get that extra cash before that next paycheck.

It is very simple to qualify for our payday loan services and only requires you being at least 18 years of age and a US Citizen. We prefer you have a checking account with direct deposit so you can be helped by the maximum number of lenders, but neither of these are necessary. If, as we said, you are at least 18 and a US citizen then you can certainly qualify for a payday loan, regardless of your credit history. After applying for a loan, you will get the cash you need deposited directly into your account. The loan proceeds can be deposited in as little as 1 hour time, with some lenders! So, why wait, Apply Now!

Quick Help and Tips:

Paying back your payday loan.

You need to keep in mind that every payday loan is just till your next payday and has to be paid back when your next pay check arrives. While extensions are available and they can allow you to practically turn your payday loan into an installment loan, extensions are discouraged. If your payday loan payback date passes and you haven’t paid it or extended then you should not avoid but instead contact your lender or get to a debt management company right away. If you have too many loans then you should talk to a debt management company about payday loan debt consolidation. The sooner you get your payday loan debt consolidated the better as it can keep your lenders from reporting you to the credit bureaus. If you avail yourself of payday loan debt consolidation, you will no longer have to deal with the lenders you owed money to before; now your debt management company is the one that will deal with the lenders directly.